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3-D Secure (EMV 3DS)

Industry standards and compliance Payments and finance
Official docs Learn 3-D Secure (EMV 3DS) on your Mac

Official docs outline

5 sections
  1. EMV 3DS overview

    Cardholder authentication between merchant, directory server and issuer ACS.

  2. Frictionless and challenge flows

    Risk-based authentication and challenge UX.

  3. Data elements

    AReq, ARes, RReq and rich browser and device data.

  4. App-based 3DS SDK

    SDK requirements for mobile.

  5. SCA exemptions

    How 3DS supports PSD2 SCA.

Each section links to the official page. Titles and summaries by Extra Credit; the docs belong to their authors.

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